Effective Date: March 8, 2026

Last Updated: March 8, 2026

These Terms of Service (“Terms”) govern your access to and use of the website and services (the “Website”) provided by Anderson Consultant Services LLC (“we,” “us,” or “our”). These Terms apply only to users located in the United States.

By accessing or using the Website or services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, do not use our Website or services.

1. ACCEPTANCE OF TERMS

By using the Website or services, you accept and agree to be bound by these Terms and all applicable policies referenced herein, including our Privacy Policy.

2. USER ELIGIBILITY

To use the Website or services, you must be at least 18 years old and have the legal capacity to enter into a binding contract. If you are under 18, parental or guardian consent is required.

3. SERVICES PROVIDED

We provide student loan updates and consultation. You agree to use the Website and services only for lawful purposes and in compliance with these Terms and applicable laws.

4. ACCOUNT REGISTRATION

Certain features may require account registration. You agree to provide accurate and complete information and maintain the confidentiality of your account credentials. You are responsible for all activity under your account.

5. USER OBLIGATIONS AND RESTRICTIONS

You agree not to:

- Use the Website for unlawful purposes

- Harm, disrupt, or interfere with the Website or services

- Violate applicable laws or third-party rights

- Use automated systems without prior permission

- Attempt unauthorized access to systems or data

6. PAYMENT AND BILLING

If you purchase paid services or any of our products, you agree to provide accurate billing information. Payments will be processed according to pricing and terms displayed at checkout. You authorize us or our payment processor to charge your payment method.

7. SMS / TEXT MESSAGING PROGRAM

By providing your mobile phone number and opting in through one of our website forms, scheduling forms, intake forms, or other consent methods, you agree to receive text messages from Anderson Consultant Services LLC.

These messages may include:

- Appointment reminders

- Booking confirmations

- Scheduling updates

- Service-related follow-ups

- Account or case updates

- Requests for documents or information

- Promotional messages

- Special offers

- Educational updates related to our services

- Service announcements

Message frequency may vary.

Message and data rates may apply depending on your mobile carrier and plan.

8. SMS OPT-OUT INSTRUCTIONS

You may opt out of receiving SMS messages at any time by replying STOP to any text message you receive from us.

After you reply STOP, you may receive one final confirmation message confirming that you have been unsubscribed. After that, you will no longer receive SMS messages from Anderson Consultant Services LLC unless you opt in again.

9. CARRIER LIABILITY DISCLAIMER

Mobile carriers are not liable for delayed or undelivered messages.

10. CONTENT OWNERSHIP

All Website content is owned by Anderson Consultant Services LLC or its licensors and protected by U.S. intellectual property laws. Unauthorized copying, modification, or distribution is prohibited.

11. THIRD-PARTY LINKS

The Website may contain links to third-party websites or services. We are not responsible for third-party content, privacy practices, or activities.

12. PRIVACY POLICY

Your use of the Website and services is governed by our Privacy Policy.

13. TERMINATION

We may suspend or terminate your access to the Website or services at any time if we believe you violated these Terms or engaged in harmful or unlawful conduct. Upon termination, you must stop using the Website and services.

14. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Anderson Consultant Services LLC will not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use or inability to use the Website or services.

15. INDEMNIFICATION

You agree to indemnify and hold harmless Anderson Consultant Services LLC, its employees, affiliates, and partners from claims, damages, liabilities, and expenses arising from your use of the Website or violation of these Terms.

16. GOVERNING LAW

These Terms are governed by the laws of the State of New York, without regard to conflict-of-law principles. Any legal action shall be brought exclusively in the courts located in Queens County, New York.

17. CHANGES TO TERMS

We reserve the right to modify or update these Terms at any time. Changes will be posted with an updated Effective Date. Continued use of the Website or services constitutes acceptance of the updated Terms.

18. CONTACT US

Anderson Consultant Services

Email: [email protected]

Website: www.andersonconsultantservices.org